Cigna Dentist East Hartford

Learn More About the Benefits of Cigna

Happy dental patient viewed from above

If you have a dental insurance plan from Cigna, you can count yourself fortunate. Not only can it give you access to low-cost preventive care, but it might also lower your out-of-pocket obligation for important restorative services. But how can you make sure you are getting the greatest value out of your benefits? As an in-network Cigna dentist in East Hartford, the team at Comprehensive Dental Associates of Central Connecticut is ready to assist you.

Cigna Coverage Availability & Fees

Patient and dental team member looking at tablet

Cigna offers several dental insurance plans, and they vary quite a bit in the benefits they offer. It is important that you take some time to familiarize yourself with the details of your policy so you can use it advantageously.

In the meantime, this general overview of Cigna PPO benefits might be useful:

Preventive services, like biannual cleanings and exams, are usually 100% covered.
Minor services, such as fillings, are often up to 80% covered.
Major services, including crowns, dentures, and certain types of oral surgery, may be up to 50% covered.

It is important to keep in mind that not all Cigna plans apply to all dental services. Plus, you may be obligated to pay certain fees, such as a yearly deductible. Annual maximums are another common stipulation; this is the maximum amount that Cigna will pay for approved services within a calendar year. Depending on the plan you have, your annual maximum could be anywhere from $1,000 to $3,000.

Because our practice is in-network with Cigna, we have a contract with the insurance company that manages fees. That means you may be able to get greater value out of your maximum than you would at an out-of-network provider. In certain cases, we may even be able to schedule major services across two calendar years, which can allow you to access two annual maximums instead of just one.

Meet the Team

Dental team member assisting patient at front desk

Utilizing dental insurance may not always seem easy or straightforward. Thankfully, our team is here to help you! Our front office staff has a wealth of experience in dealing with the ins and outs of insurance, and we often assist patients who have Cigna plans.

We can help you with:

Verifying your benefits and explaining how they apply to various services.
Seeking preauthorization in cases where it is necessary.
Filing claims on your behalf.
Communicating with Cigna to follow up on any questions or issues that arise.

Would you like to learn more about how you can use your Cigna benefits in our office? Contact our friendly team today.